They use a paperless check. I have never heard of them. I first noticed it because i never pay a bill before the third. I have signed papers at the bank, documenting this is a fraudulent charge, at which point they credit my account. But sometimes not before it lowers my balance and other checks are returned as non sufficient funds. The very strange thing is i opened anew account and closed my old one and they someone found out my account number for my new account and deducted it from my new account. The amount may not seem like much but I am on a fixed income.
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