I received a letter from them with the following (I never madde any business with them, I don't what the money they ask is for, and I don't know how they got my address):
"Your account balance has been placed for immediate collection action. Please pay the balance due to ERS directly.in addition to mailing the payment, ERS accepts Electronic Checks, Visa, Mastercard, Discover and American Express.
All balances are subject to credit bureau reporting after 30 days from the date of this notice.
Unless this account or any portion thereof is disputed within 30 days from receipt of this notice, we will assume this debt to be valid. If you dispute this debt or any portion thereof within this 30 day time period we will furnish you with a verification of this debt and the name and address of the original creditor.
Sincerely,
JIM SHULTZ
Account Manager
(567) 455-0160"
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