Today, I got a letter from this "law firm" which states:
Dear JOSHUA W * (not giving my last name)
Please be advised that this law firm represents Chase Bank USA, N.A.in its effort to collect your delinquent debt as shown above. Please contact our office to make arrangements to pay the unpaid balance.
Unless you notify this office within thirty (30) days after receiving this notice that your dispute the validity of the debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within thirty (30) days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a Judgement and mail you a copy of such Judgement or verification. If you request this office in writing within thirty (30) days after receiving this noice, this office will provide you with the name and address of the original creditor, if different from the current creditor. This is an attempt to collect a debt. Any information obtained will be used for that purpose.
Sincerely,
Dennis E. Henry
"This is a communication from a debt collector"
Wow...
I've looked up everyone on the list on the top of the page in the American Bar's Database... Nothing. I did find Dennis Henry in the Georgia State Bar. You can find him at http://www.gabar.com under "Member Directory Search" and look his name up. Apparently it's in "Good Standing".
I'm thinking he is the only one sending this letter out because he is the only one that's actually apparently, supposedly, a "lawyer".
I honestly don't know what I'm doing to do with this. As I am out of a job (laid-off) and I have no mortgage, or even a car that's worth anything (no car payment). So I have no assets? What are they going to do, sue me? That's like suing a homeless person. I have nothing.
Oh well. I hope they burn in hell.
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