Here's what happens when you go to the top at one of our premier on-line businesses in America, so be forewarned. As a matter of fact, I contacted the founder and CEO with my complaint, Jeff Brazos, he of Amazon fame. He had an assistant write me a note. But first, the complaint.
It seems the people at Chase, those who issue Amazon's credit card and are beholden to them for millions of dollars of business per year, just want to ignore the law or at least the spirit of the law whenever and wherever it suits their fancy. I was involved in a Chapter 7 bankruptcy in a Federal Court in 1999 and one of my creditors was Chase (for $4K). I had lost my job and no creditor would allow me extra time to find another one and some raised my interest rates to 21%! I had to move to another state to locate a job and before I moved I declared bankruptcy to clear the slate.
Now, after 10 years, and even though no bankruptcy shows on my credit report, Chase refuses to issue a credit card to me claiming that they have bad credit records on me. I suppose they do, but a Federal judge wiped it clean. Do they extend credit to Donald Trump? He went bankrupt.
So the assistant writes me that the credit card company makes the decisions on who they extend credit to and a committee will review their policy. HA! Well, I think I will be reviewing my policies too.
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