I received a phone call today from a guy with a middle eastern accent that i could barely understand. He said his name was Andy Brown, and that he was from public Credit Services in Brooklyn NY. He said that the reason for his call was that I had been a suit had been filed against me for non payment of my payday loan. I asked him what company my payday loan was from and he told me Cash Advance USA. He said that they gave me a payday loan in the amount of 300.00 in January. He gave me the last 4 digits of my account number and my bank name, and it was correct.
While I had him on the phone, I told him that I was going to check my transaction history with my bank for that month, because to my knowledge I did not receive any funds nor did I apply for a payday loan with this company. He was very rude with me, and he told me that they have my SS #, my address, date of birth, where I work, my mom's phone number and her address, and my driver license number. All of the info they had on me was correct. I proceeded to tell him that I did not apply for this loan, and that I never received the money, according my account statement that I looked up online.
He told me that if I wanted to close my case with them that I could pay 150.00 today and that this would stop me from being turned into the police. He said that the company already send them the legal documents and have filed suit against me, and that my SS# and DL# was going to be blocked with the FBI, and my local police department for fraud, and that I should receive legal papers delivered to my door. I once again told him that this was not my account, and that I had not received any funds from this Cash Advance USA. He told me I could hire an attorney and fight it in court if I wanted to.
I asked him for his phone number and he gave me 347 474 7040. He gave me the number to Cash Advance USA 347 607 3650. I told him that I would be getting back in touch with him. When I called the number back, someone answered like it was home phone or something, and then immediately said Public Credit Services. There was a lot of background noise and other people talking. I googled Cash Advance USA and I came across this website and several others that talk about this being a scam. I am posting this because I am hoping that someone will be able to tell me what I can do about this, since these scammers really have all of my information.
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