Today at about 12:30 I receive a 911 emergency phone call. Of course I thought something happened to a family member but when I answered the call it was a lady with an accent I could barely understanding telling me some company is taking legal action against me and to hold for a case # and to talk to a detective. I was on hold for about 10 minutes before this so-called officer came to the phone. I gave him my case # and he told me that US Cash Advance is filling legal actions against me for the amount of $300.00. He said they have tried to contact me via email and regular mail. I just checked my email and I go to my mail box almost everyday and I haven't received anything for US Cash Advance.
I asked the officer when was this so-called loan taken out? He said "a few months ago but that's not important. What's important is that you have only one hour to settle this, either get a lawyer and fight it in court or you will arrested and charged for not paying your debt." He also said I could pay the amount over the phone but never said how much and also tried to scare me by saying if you are found guilty you will go to jail for 6-8 years.
The fact that he couldn't give me an exact date that this "loan" was taken out nor could provide me with a phone number or account info to this loan company had me thinking that this was a fraud. I don't remember his name but his phone # is 321-745 ext 941. This man was very rude and started to argue with me when I didn't understand what he was talking about. Like others said he knew my SS#, address and what bank I have an account at. I too have taken a payday loan before but the money was debt out of my account and I have proof of it on my account statements.
Even tho I know this is a fraud... Now, I called my father and he called his lawyer and should anyone try to arrest me or walk up on me they will have trouble. I don't take lightly to threats, I know my rights.
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