The SCAM lives! The past couple of weeks I have been getting phone messages at home and work from a "Carl Peterson" or "Jack Williams" with a heavy Indian accent. The company is called Public Credit Services 347-292-8536 (Fax 646-224-9593) based in New York, NY.
They claim I owe $300.00 to Cash Advance USA, an internet payday loan company. Last summer I did get 1 loan each from Ameriloan and Star Cash Processing which were deposited in my bank and then REPAID IN FULL over the course of 6 months. I have my bank and loan company records to prove it.
This company, Public Credit Services claims to represent Cash Advance USA for unpaid loans and threatens lawsuits if not paid. I asked them to send me a copy of the original contract (which I have) I signed or a phone number of Cash Advance USA to verify their claim. He refused, claiming they were the contact agency.
I'm guessing now, but somehow they got my information including my social security number from an online application. Stupid of me to put it out there, I know.
I called Star Cash Processing today to see if they were connected to them or knew anything about about them. The girl I talked to said they were aware of this and it's a SCAM! I gave her all the information I had and she was filing a fraud complaint to stop these guys. She said Homeland Security was also involved in tracking these scammers down. She said that the next time they call to tell them that you know it's a SCAM and your reporting them to the police.
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