These guys sign you up through payday loan sites.
I distinctly remember twice refusing the offer, but I got signed up anyway.
I received a "Welcome" email from them on February 21. I called them immediately and told them I did not authorize this and they were not to debit my account. They said they couldn't stop the debit, but they would process a refund within 72 hours. I told them this was unacceptable and that they were not to debit my account.
My account got hit for $49.99 on February 28. I called them back and asked what part of, "Don't touch my account, " was unclear to them. The rep apologized and said the money would be in my account by March 7. I told him I was contemplating filing fraud charges; he said to go ahead.
I checked my account today (March 7); there was no refund. I had a long, online chat session, which I copied and pasted to a file for future reference. The representative said they would need, "a few more days to clear our system, " and asked me to wait. I told her this was unacceptable since I am now in danger of overdraft fees. I asked if ULS would reimburse the fees and she said no.
I told her that I had reported the matter to my bank, and that I would report it to ULS's bank and to law enforcement if I did not receive the money today; she told me to go ahead. I asked what constituted "a few more days" to them, but she repeatedly evaded the question.
While waiting for her reply, I submitted a complaint online to First Bank of Delaware, the bank for "Discount Web Member Sites." This was the payee name on the check; the Memo section listed a reference number and contact info for ULS.
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