Two weeks ago I researched companies that offer personal loans. I filled out an application with a company that was supposed to submit my loan request to several lending institutions. I received an email stating that my loan had been approved with a couple of companies but I changed my mind and never signed up for anything.
On January 28, I discovered that my bank had honored a EFT to a company called Unlimited Local Savings in the amount of $49.99. I immediately contacted my bank but even while they were researching this transaction, some other company did the same thing in the amount of $1.00. Both of these transactions are fraudulent and are coming out of a company or companies that are operated by Gary Thomas Vojtesak.
Vojtesak already has a shady history stemming from another company he founded called Exotics.com.in 2205 the Securities and Trade Commission filed fraud charges against him and 12 other people for stock manipulation and accounting fraud. Vojtesak was found guilty in 2007.
Every attempt to contact this company has been thwarted in some way... Phone numbers don't work, emails are returned as undeliverable, refund applications require a customer ID#... Which, of course, I don't have because I didn't sign up for this service.
My bank closed my account to stop any further fraudulent activity but their representative told me that I can not get my money back. Other 'Rip-off' reports against this company advise pushing the bank to geta reversal but the limits on customer liability for fraudulent EFT's is $50 if the action has been reported to the bank quickly.
I don't make much money. $50 is my grocery bill for the week. I was looking for a personal load to help me pay off all of my smaller loans. I thought the company I did this with was legitimate. I'm usually good about spotting scams and this didn't look like one until the phone started ringing off the hook and my email was flooded with spam.
I'm going to report this company to the New York State Banking Department and to the banking commission in Arizona. I'm also contacting the U.S. Securities and Exchange Commission to see what the U.S. Government can do about internet thieves like Gary Vojtesak. I've been doing a lot of internet research on this man including research on his family members. I will do what ever I can to get my money back from this scam artist. I just hope that Rip-Off will file this report in order to prevent other people from being taken.
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