I signed up for a payday loan once. Well I didn't get it and several months past I didn't think anything of it anymore. Several months later I was looking at my bank statement and I saw a check went thru. I don't ever write checks. So I clicked on it and it said FREEDOM SUBSCRIPTIONS and it was taken out for 49.95. On the check was my SSN and all other personal info like address, phone number. I was told this was the payday loan I applyed for but since these months had went by I forgot all about it.
Thank goodness it didn't over draw my account because I had no idea what this was for. I called the number given on the check noone from their "customer service" answered. They said they'd call me back never did.
So I contacted my bank, National City, and they said I could file for check fraud and check signature fraud and get the money back! Make sure you catch this if it happens to you. Oh and don't wait to long or you bank can't refund you. I think its 60 days.
Good luck to everyone that this has happened to. I hope whoever is responsible for this is caught!
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