This company operates on deceptive advertising. They are an advertising company, not a Health Insurance company. They are backed by entities such at American Medical and Life Insurance (AMLI) or Guarantee Trust Life
(GTL). It is a limited insurance plan. They do not pay for anything significant, like the hospital or er. They prey on the desperate amongst us, those who have no insurance or have been turned down for something as small as a prescription medication. I did not find out what was up until a year and a half later, they did not pay my hospital bill. I called and was told 1) computers were down 2) the hospital did not submit the bill correctly and then finally, that 3) I was stupid as I did not realize what they were. They have tried to buy me off with $500 which I consider a bribe. My bill is over $12,000 and I lost over $5K in premiums, all removed from my account by Cinergy as American Med. Is not licenced in CA where I live.
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