Co - pay for doctors visit are higher than what was told
when doctor recommende some tests for my wife the benefit was never there they told us that they would cover 80% but in fact, i had to pay for most of the bill. Out 4300 dollars my co pay was a bill for 3898.00 for the balance after insurance pay out, and medication for a $95.00 prescription my portion was $89.00 if thats the case what good is the insurance. We have been paying almost $500.00 a month for what. When my two kids go for a check up we found out that we can"t go to the doctor more than 50 times a year under the benefit.Co pay is always more than explained. They want us to negotiate a bill with the doctor, i dont understant why we have to negotiate when you have insurance. Bottom line they misrepresent their benefits with the fine prints, they tell you that they are a full medical but it seems like they are a discount plan. And the agent who sold me the policy stating that it was the best thing out there had the nerves to call me to swith companies four month later telling me that united american insurance was not that good that she had something better for me. Im just annoyed and upset people scaming you with peoples health and lives
Anjblue01
daytona beach, Florida
U.S.A.
0 comments