In September my wife and I were looking for health insurance. I am self empoyed and needed a policy thatwould be our carrier for full health coverage. I contacted United American Insurance Co. And the agents came to my house and sold us a policy. We were told that it was a 80/20 coverage policy.in November I had had an accident and was taken to the hospital, to the ER and was admitted. That was the 11th of November and was kept in the hospital thru the 13th. I was told to contact my family doctor of which I did on the 17th of November. It is now the 6th of February and all that they have paid is the follow-up visit to my family doctor. I was led to believe that they would pay 80/20 of the bill. I have just got off of the phone with one of the people in claims and they told me that the most that they would pay would be $2000.00 of the emergency room and hospital stay of which is a total of 11,000.00, leaving me with a balance of $9000.00. I have not received anything as of this time (2/06/07). I was lied to and the policy and company was totally misleading... I told them what kind of a person would pay $2200.00 dollars for only $2000.00 worth of coverage. I believe I've been scamed.
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