First of all, we all know health insurance is a big scam anyway. They are all crooked in their own ways but mega literally has ruined my life and forced me in to bankruptcy. I am a healthy 25 yr old nurse that had a common illness requiring minor surgery. Because of complications from surery, i was hospitalized for a month. Something that could have happened to anyone.
My monthly premium was $144.00 for a non-smoker and without maternity benifits. I was never sick but once in that unfortunate situation, i saw what they were made of. The reason you can see whoever you want or have anything done is because they just wont pay for it so they dont care.
Not only have they not paid one dollar of my six figure bills, they have told the hospital they didnt pay because I am withholding info they still need from me. Yes, information they need from me. Why on earth would i withhold info that would enable them to pay my bills and prevent me from filing bankruptcy? They have not made any attempts to contact me so this was news to me. And dont think its just major bills they try not to pay, no they dont want to pay for ANYTHING! I ended up in the same boat as if i had no coverage at all.
I could go on and on about my situation and it has been such an unbelievable nightmare i dont even know where to start. Even my doctors and financial case workers at the hospital are in shock of this company. They say they have never seen anything like it. Thats bad when a health care worker is shocked about a insurance companies practices.
The main thing i cant stress enough is the fact that they just wont pay for anything. Minor, major, routine, seldom, it does not matter. My doctor personally called them on several occasions. Im not here to tell you who to get coverage from but i will tell you whoever you choose can not possibly be worse than choosing mega. They are a scam.
I would not wish what they have done to me on my worst enemy. They are performing legalized extortion. I also have no respect for anyone who can be employed by them. I would like to just try and understand how they look themselves in the mirror everyday and how they can take any pride in the work they do. The only peace i have is my faith in god and knowing that he will deal with mega in his time.
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