When I sign up for megalife I was told I would have a 30.00 copay for doctor visits. 200.00 for Emergency Room visits. 2,000.00 hospital stay. I had to go to the emergency room for a visit. They ran all these test. Megalife did not pay one dime of the cost. My bills totaled to over 3,000.00.
I called the insurance company they said their was not a 200.00 dallor deductable on emergency room visits. They put that in the same bracket as hospitalization. On hospital stays the deductable that was suppose to be once a year is actually three times a year.
I can not beleive these people can get away with this bullpucky. What can be done? I thought a deductable was once a year and a copay was each time.
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