I had a cellular phone with Cingular which was lost. I reported the loss to Cingular so the phone could be switched off. I had insurance on it, but was told they would not replace the phone.instead, they wanted me to purchase another phone for $77; which I did not do. I paid the last bill that I received; nothing else was heard from them.
It is now two years later and I get a bill for $1002.25 from AFNI, a collection agency. They cannot provide me with a reason as to why I supposedly owe this or any proof of a bill. I was told it is because I terminated a contract. I feel this is a fraudulant action between the two companies. Now I will have this on my credit report.
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