I went through American Educational Services (AES) fraud claims. What AES does is get access to Your ID then gets your loan and creates its own fictitious loans. I am a victim of ID theft as AES has used borrower/cosigner account infomation. What you need to do is
1) Go to the University website and get your Statement of Fees. It is impt. That you do this first.
2) Ask AES to send the loan statement and your payments. Compare the loan statement with Statement of Fees. If they do not match you know AES is a fraud. AES is a fraud entity that preys on students.
3) Get all the Statements of payments to AES from your Bank. Highlight them and give it to the police.
4) Keep all AES letters and make sure you record AES and their Associates (the debt collectors) calls.
5) Give all your Statements to your city/county Police.
I confirmed this later when:
1) Statement of fees and Loan Statement did not match.
2) There were 2 lenders for the student loan. AES was the fraud lender.
AES and Associates have abused me/borrower, through their calls, to pay amounts which were fraudulent amounts. The amounts were exorbitant. I paid monthly to avoid bad credit. AES still reported me to the credit bureau even though payments were made to AES fruadulent amounts. Unfortunately I became the victim of AES, until friends advised me to go to the Police. I gave the above information to the Police. The police have given me a report number and a detective is now investigating.
Students are the most vulnerable to these frauds. I am glad our president Mr. Obama has made it a law that the govt. Oversees student loans.
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