Complaint / Review
First Consumers National Bank
Rip-off

I filed bankruptcy about one (1) year ago. Everything has gone well since. I purchased a new vehicle, etc. I have attributed this to my separation and pending divorce. My credit history prior to my wife was great. I received an offer from First Consumers National Bank out of Beaverton, OR. Sounded like a great offer, reestablish your credit. Great.

In good faith I paid the $45.00 deposit with a 300.00 credit limit. Since I have founded my self actively monitoring their account to avoid any service or late fees. I have spend many of dollars overniting envelopes to Consumers to avoid the $35.00 late fee. However, even with all my documented tracking slips of signed receipt from FEDEX they have continued to charge me late fees.

I only get paid so many times per month, and unfortunately, not been the same as their posting process. I understand, based on inquires with other vendors, that the Federal Law requires credit card payments to be posted to the account on the same dated of receipt. However, I am only one person. I want my money back. I do not and would not recommend this organization. I have tried to call their Customer Service regarding my recent payment, confirmation of receipt, however the line has been busy all day.

And today, I received a notice that my card is cancelled as of March 7. Is it something I did? I feel like I am working for these people. I hope they go out of business. If I ran my business like they did, well, I would be living in the streets. Sorry for the long documentary, hope it was interesting.

Thanks