I ordered the third party tracer packet hoping to help people recover a mortgage insurance refund owed to recipients by HUD. The refunds are from the FHA loans. I had no idea what I was getting myself into. I discovered that the listings that I received were outdated when I started receiving numerous return addresses. The listings were of no value. That was why Nationwide Consumer Information Service was giving away the listings when you buy the CD Rom. Additional listings were sold at very low prices. If this tracer business was profitable, Nationwide Consumer Information Service should be processing these refunds. It is easier for them to send old listings and make lots of money. Do not be fooled, I cannot imagine the hundreds of consumers that will be sold the same old information. This company recycles the same old information to probably thousands of people otherwise they will not be in business. Their return policy tells tracers to try the home business for 90days and if the tracer is not making at least $600 per month, the package could be returned for a $99.00 refund. Please!!! According to their guarantee, anyone that purchases this package would have spent $600.00 by sending out 60 letters per week without making any money. Do not fall for the guarantee; the $99.00 will not replace all the money spent for stamps, envelopes, labels, ink etc. The guarantee is basically at the tracers expense. I found out that refund recipients can process the refund themselves without going through a tracer. A recipient can request their refund by filing the necessary documents directly with HUD at no cost. Nationwide Consumer Information Service claims that listings are updated regularly to remove the names of people that have claimed their refunds, do not believe that information. You might be one of those people that will receive the cycled information. Just think about it for a minute, what are the chances of a profit if the same information is sent around the country; even if the listings are fresh from the oven. Some will have to be first in line to get the current listing. I was one of the ones that received an old listing. Save your money!!! Nationwide Consumer Information Service needs to disclose to the public that old listings are sent to thousands of people and those tracers may not receive any fee for service rendered to process the refunds. Their guarantee only benefits their company with the the type of scam they are running. This entire experience was a complete waste of time and money. Nationwide Consumer Information Service is promoting and selling CD ROMs with outdated listing to consumers. I have requested a full refund of my purchase price plus expenses. Their outdated listing cost me unnecessary spending in materials. I sent an email requesting a refund but I have not had from Nationwide Consumer Information.
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