Homecomings Financial is the company we currently go through and due to them not applying payments properly and a hardship we fell into hard times. They told us that we were behind $5634 including back mortgage and legal fees. I paid half of that and they renegotiated our payments. Thinking that the more I sent in the less I owed I sent in a total of $2000 which is $1352.44 plus an additional 600.
When I spoke to them they said we still owed $3000 and I don't understand how. I plan on speaking with them to see if they will renegotiate the plan since we paid more than what was owed. I don't see this as being a problem. My question is does that sound like an unreasonable request?
I have dealt with them several times and it seems that they are more willing to talk with the way things are going. With the housing slump and declining economy they do not want the house. It is more beneficial to work with the borrower so why won't they?
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