I wont reiterate what everyone here has already said-but this company is funny. Claims a debt from 1993 wasnt paid to ny and co. It was and closed. Ny and co doesnt even show up on my credit reports. When it did, it was a zero balance. So rjm claims in 2k they charged off the debt and they bought it. Thats nice. So they have these nice comfy pament plans i can pay back the debt i already paid. Kiss my butt.
I called them and told them my lawyers will be calling them and dealing with them. Ive filed a complaint with the ftc and have constant credit monitoring through prepaid legal. I've had a bogus company contact me before. Once i notified them that i reported them, they dissappeared and so did the so called debt.
I let rjm know i have all my credit reports that have never showed and unpaid debt, i dont have debt and i keep up with my business. So put down in their notes they will get nothing from me and my lawyers will be contacting. Felt great, but the guy acted like it was no biggy to him.interesting.
I am empowered because i finally signed up with that dern prepaid legal membership that covers identity theft and lawyer consultation/representation that i thought would be useless. This year, the craziest circumstances has put my money to work and these kind of situations. Empower yourself. This is stuff is for real folks and i suspect identity theft in this case because of the name they used for me and the misspelling of what they had (wrong last name/my first last name and my name was spelled wrong, geez-listed first 2 and last 2 numbers of my social, creeps)
What i want to know is who has faught these creeps and won? We are all complaining and ftc and whoever is doing nothing!
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