I received a letter from mcm on 4/23/07 saying that I owe a debt from a company I have never done business with... The first thing I did was get a copy of all 3 of my credit reports... Neither the company that they say I owe the debt to or mcm is listed on any of my reports as owing this debt.
When I open any new credit accounts I use my given name not my nick name which is what mcm is using in the letter... I also filed chapter 7 bankrupcy in oct of 05 and if I had owed this debt it would have showed in my report then and I would have included it. I did not open any and I repeat any new credit accounts between 2001 and 2006.
My feelings on this letter are that its fraud and at this point I am not sure what to do or who to contact. If anyone can give me some help it would be very much appreciated.
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