I woke up yesterday morning to find my bank account over drawn by $149.95. I called my bank and they gave me the number of USA Credit after telling me there was nothing they could do for now. I never authorized this company to take anything from my account, or if I did I sure didn't know it.
I am disabled and live on SSI, I can't afford this kind of loss. I have no idea what I supposedly "purchased" from this place, since until they showed up on my bank account I had never heard of them. I called USA credit and they said the money would be returned to my account within 8 to 11 days but I have serious doubts of that after reading the other reports here.
How can they get by with doing things like this? They are hurting and upsetting so many people its ridiculous. I am so worried and upset it is affecting my health which is not good to begin with.
To cover this overdraft in my account and the over draft fees will take 1/3 of what I draw in a month. How will I pay my bills now? There has to be a way to stop this company from hurting people like it it. I do not see how it can be legal to do what they do.
OK maybe we were stupid to put our account info online, but I have been shopping online for a couple of years now. I am disabled and have trouble getting out to shop. Until now I have never had a problem. Its a shame a company like USA Credit has to spoil things and make the web un-safe for us to use.
I can only hope and pray that they do indeed return the money but I got a feeling that isn't going to happen in spite of their assurances yesterday. My heart goes out to all of you who they have done this way.
Trisha
Church Hill, Tennessee
U.S.A.
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