We received a letter from this reputed "Check Processing Bureau" in New York. The letter claims that I fraudulently wrote two checks, one for $179.65 and the other for $202.99, for a total of $382.64. The checks were supposed to have been written to "PET SUPERMARKET NO. 113 (fl)". The letter even assigns a "CASE NO: 601663832".
The letter reads exactly as follows:
ACTION ON THE ABOVE-CAPTIONED fraudulent check file has been suspended and transferred to the CRIMINAL COURT. This case is now CLOSED.
PROCEDURAL DUE PROCESS will be served to this address by CERTIFIED MAIL.
Sincerely,
Amy summers (extension 109)
check processing bureau
legal services
1-888-238-3290
Just based on the format of the letter, with ALL CAPS used to strategically make a threat of legal action, this initially appeared to me to be an attempted fraud.
First, I haven't been to Florida in many years. Second, if a check had bounced, I would have heard about it from my bank — which never happened.
The threat of filing a criminal case, however, is probably enough to make most people think that maybe they should just pay the amount due, since it is only a few hundred dollars.
However, since this is so obviously an attempted fraud on me, rather than the other way around, I'll await the supposed criminal filing and — if one is ever received, then I'll respond.
Of note, serving a criminal complaint cannot be done through certified mail — it must be SERVED with proof of service (thus, that statement further shows that the threat is invalid.
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