Complaint / Review
Merchants' Credit Guide
MCGC Reporting Fraud From Hawaii, Never had this account ripoff

I just received a letter from MCGC saying that I owed $244.41 for an account that I never had. I double checked my credit report and this debt did not show up anywhere as I knew it would not, but they did make an inquiry via Trans Union and this did show up on my report.

What do I do? Should I just ignore it? Should I send them a Cease Communication letter? Does the SOL apply to this? Can anyone help me?