Taking advantage of desperate people is an art Prosper Learning has perfected. After working there for some time I made up my mind that I couldn't lie anymore and quit. It is my hope that anyone considering Propser will know exactly what they are getting into.
The very root of Prosper is sales. The company was started by two salesmen who understand a simple rule: pain is money. Once you know someone's pain, and you're good (or sly) enough, you can convert that into a sale. We're not talking about solving problems, we're talking about pushing a product and once the customer bought they cannot back out.
Prosper sales reps (they call them Consultants or The Senior Executive of Admissions) are trained to take every penny you have.in fact, they will encourage you to leverage the cost of the program using every last available dollar on your credit cards. Most people that join the program are in financial straits and are in desperate for any kind of help. Prosper is more than willing to squeeze these people one last time for anything they're worth.
After the credit card numbers go through the last breath of hope is gone for these people. The owners make millions by ripping anyone that reaches out for help.
If you have $1,000 available Prosper will have a program that will take it. If you have $20,000 they will take that too. Heck, if you only have $30 on a credit or debit card they will take that as well. They've got your best interest in mind.
The fattest of all their lies is that you will make the money back within 60 to 90 days. They say that you can get your business started using other people's money without using a dime of your own money. If this was true they wouldn't have such a strict non-return policy.
Once they have you worked into an emotional frenzy they will have you sign all the legally binding documents. They also record the very end of the process so you have no recourse once you find out that the program is a sham. This way they are legally protected against any lawsuits.
Now you are on the Success Team or the Elite Real Estate Group. What this means is that you are going to pay $15,000 for someone who's just learning themselves to teach you. After a month in the program you could apply to be a coach for Prosper too.
Don't believe me? Check out their career section on their website. Look at the requirements for the people they hire.in the sales call they said these people were the best in the country, hand picked by Mr. Trump or Mr. Robert Allen. Hopefully you are reading this before you've been accepted into the program.
The coaches don't have it easy either. They are paid by performance and are required to work late almost every night. Prosper has already lost their most valuable coaches and are hiring whoever will fill positions fast. If your coach depends on a nine-to-five paycheck how can they possibly teach YOU to become financially independent? The program is so fundamentally flawed that it can't work even if it wanted to.
The moral of the story is, one, don't believe them when they say this is now or never. You don't need them, they need you. And the best part is that all the things they are teaching you can be found online and in libraries ABOSULUTLY FREE!
As an end note Prosper represents a number of different clients. When you call their corporate office they will be very vague until they know where you've come from. Most of the 800 numbers are coded so they have an edge over you but you can still have fun with them. Prosper partners with Robert G Allen, Donald Trump (Trump University), Ted Hansen, and a number of other programs. When they call (and they will 20 times a week until they talk to you) keep changing from one program to the next and they won't know what to do.
Five ways to avoid being scammed by Prosper Learning:
1Record the sales call. Once you have the device set up tell each person that the call may be monitored or recorded. (They will probably hang up right there; any legitimate company wouldn't care).
2. Ask the sales rep if they are being paid on a commission. Do not except anything unless it is a straight up Yes or No. They will try to give you the run around or try to turn it back on you. Be persistent and let them know it won't effect your decision. The longer they string you out the better they are at lying and should be avoided. An honest rep will tell you quickly.
3Most of the sales reps don't have a college education. Ask them how they became Senior Executive of Admissions then sit back and listen to the B.S. Flow. Asking them if they are the closer will put their backs against the wall.
4Before you sign or verbally confirm anything consult a lawyer. Even if you don't have a lawyer tell them that any investment you make you always run the details past your lawyer. It should be interesting to hear the reasons they give you to not get a lawyer. (Don't be surprised if they try to take-away the opportunity with any of these steps).
5. The examples of success stories only represent a very small fraction of all the students. For every one success story (Someone who made a six figure income) there are thousands of failures who have $15,000 in credit card debt they have to live with. The odds are stacked against you when you work with Prosper.
Charlie New York, New York
U.S.A.
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