I received a call from 904-805-0866 (when I called the number back a lady answered "National Processing" and refused to give me any more info) from a man named Mr.ingram from the Bad Check/Fraud Dept regarding a payday loan that I had defaulted on. He said that they were getting ready to file charges against me, but he wanted to give me a last courtesy call.
I told him I would consult an attorney and hung up. He called me again and told me that he wanted my attorney information. I told him to forward to me any and all documentation regarding this claim and he refused.
He said he was getting ready file charges. I am not sure if this is legal or not. I do not have a problem paying back the loan, but do not want to deal with these people if I don't have to. Anyone with suggestions or similar experiences would be great.
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