Complaint / Review
Fingerhut Credit Advantage - Jefferson Capital Systems
$422 Collection Added to Credit Report for Paid 1999 Account

I recently filed to get a credit report because we are wanting to purchase a home. I was shocked when I saw a charge of $422 from this company. The phone # it lists to contact them is disconnected, although it just got put on my credit report on 03/07, for an amount that it says I owed from 12/28/99. I do remember ordering from Fingerhut and I also remember paying the entire balance off in March of 1999.

I have no proof, seeing as how it was so many years ago, but how do I dispute it when the phone # they provided is disconnected? I think that this is very bad business, to put something on someone's credit report, and to have your phone disconnected less than a month later.

I need help, does anyone know how I can find a number of someone to speak to?