Hopefully this will get me some advice besides telling my story.
I have a "collection account" for Honor Creditors on my credit report. This "account" was sold to them by FAN Distributing Company just as it was about to be removed from my report becuase of the seven year limitation of reporting for Pennsylvania. The "account" that FAN sold to Honor was sold to them by another company, UNIFUND CCR Partners, before that.
My biggest thing is that this was OBVIOUSLY sold to keep it on my report. But, there are a couple other things that add to my problem and dismay.
First, I have NEVER BEEN CONTACTED by ANY of these threee creditors regarding this "collection acccount." Second, I havent the faintest idea what company the original debt is for, or if it even IS my debt. The "original" debt of $1800 in 1996 is up to $4000 as of June.
I know that if I contact the latest company for information regarding it, that I will be harrassed and bombarded. It's not like I have hidden for the past 9 years either!
Please, does ANYONE have anything to add and have any advice on how to solve this or find out WHO the original creditor is without getting myself exposed to constant harrassment?
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