Sorry for those Danny Venz and State Farm fans out there, but I would recommend NOT using them ever.
If it's the law or your mortgage company requires it - make sure you get the lowest possible priced insurance as possible and be prepared - DO NOT USE IT because you'll never get any money back..
Here's another example of Danny Venz and his crazy policies..
I called them a couple of years and said I would like to be INSURED to the max. I wanna make sure that if someone comes in a steals everything or a fire comes in and takes anything. That I'm fully covered at the lowest deductibles..
I was a first time homebuyer. Business owner.
Now - someone steals $6400 worth of equipment from my employee's trunk, and the claim came back..
$250..
We're sorry but that equipment which cost $6400 this year. We have a limit of $250 for. So here's your check.
I said. We pay Danny Venz and State Farm over $10K per year.
And I get $250..
Guess what? I'm selling everything. Getting rid of ANY Danny Venz and State Farm insurance.
Why?
I can use the $10K for this theft..
I can use this $10K for house repairs..
I can use this $10K for anything.
Just another example of how Danny Venz and State Farm leads the consumer to pay the most. Pay the max. And cover the least. It's the biggest rip-off in the US right now. And my recommendation would be to RUN AWAY from Danny Venz!
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