My home started having settlement issues (as do most homes in Texas). The problem with my home is that the bedroom started to settle causing the "roof line" to separate. This led to a leaky roof during times of big rainstorms. I had it repaired and paid over $7900 to have it repaired three different times.
So I called my insurance agent: Danny Venz with State Farm. He informed me that he can file it and see what he can get. I then got a letter saying that we have filed a "HAIL" claim against your house. And your deductible is over $12,000 so we will not be able to give you any money. BUT we will file a HAIL claim anyway.
So let me get this straight. I called and said my roof was leaking because of a heavy rain and settlement issues, and you file a HAIL claim. There wasn't even HAIL to begin with! So this came up last week when I bought my first home..
Somehow - he placed a "HAIL" claim on MY INSURANCE credit report. I said - I have no idea what this is. I have NEVER filed a HAIL claim. They said - Danny Venz did.
AND then, I thought - wow - how crappy is that. They didn't pay anything on the roof damage. They didn't pay anything on the roof repair. Or settlement issues. Because the deductible was too high. But they did file a false claim on it EVEN after knowing that it wasn't covered.
What a sh*tty thing to do... Ruin someone's insurance history by filing a fake claim. Dont go with danny venz! You'll be sorry!!!
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