I've just been hit with a $29 fee for going over the limit on my Capital One credit card, yet I haven't made any purchases to cause me to exceed the limit, nor have I been late in making my monthly payment. The over-the-limit was caused by Capital One's finance charges. Their high interest rates ...
In March of I applied with Capital One for a credit card and was denied stating they could not verify my information. That was fine, trying to rebuild my credit so a denial is expected sometimes. On 7/06 I received a letter in the mail from MCM (Midland Credit Management) saying they just purchased ...
I was terminated from my job 7. While digging through old files, I then discovered that I had paid for payment protection. After reading the payment protection Addendum I was somewhat excited. Hoping beyond hope that they could or would still honor it. I called the number on the bill 888-527-6904. ...
Ever since I had Capital One credit card I have always paid them on time and what they required whether in full or their minimum payments. My interest rate was 8%. Back in November I had made my payment on time but got posted after which I noticed when I got hit with a $29.00 late fee and $29.00 ...
Let's take this one step at a time. Summer-Fall 1993. I obtained a secured credit card from Capitol One, which was then Signet Bank. I deposited an amount close to $900 for the privilege. For years, things went fine. April 30. My card expired. I decided not to renew. I did not see a replacement ...
I never authorized Capital One Credit Company to open any accounts plus I never gave permission purpose for them to even report to my credit file so they illegally access my credit files and reported false and misleading account information and violated the FCDRA as well the FCRA. I have written ...