I had a secured credit card ($200 limit / $200 sec. Deposit) with Capital One that was closed in mid-1997. My balance at the time the account was closed was below the limit (approx. $175), and they were told to apply the security deposit to the outstanding balance, close the account, and send me ...
I received a Capital One Visa card and a Capital One Master card both with $200 limits. I had just moved to a new residence and found myself overwhelmed with debt. I enrolled in a debt management program. As advised by the program I contacted all of my creditors with my correct mailing address and ...
I received a Capital One Credit Card. I decided I did not need the one they sent to me so I went to cancel this card. (I never used the card) I sent them the copy of the "fee" bill they sent per their instructions to put my "wish to cancel" in writing and send to them. I had so ...
I have two credit cards with Capital One Bank. I recently became delinquent on both cards. But I do understand that this is my responsibility and late charges and overlimit fees can be applied. This is really not the problem. The problem is that they are pyramiding these fees. I have a $500.00 ...
Most credit card companies report your credit limit in your credit file. If they give you a $5000 credit limit, they report that. But Capital One is different, they have a policy that is not only frustrating and different, but it actually lowers your credit score! I am trying to rebuild my credit, ...
To Who it May Concern, I have had my particular Capital One Account for a year. I haven't even used my card in the last six months but for some reason I am always over my limit. On September 10 I mailed a payment. Capital One said they never received my payment, but my check was cashed. After going ...