I made a late payment 3/1998 to Sears, and in dispute, paid off the card and terminated the account, which is reported by Equifax and TU correctly, but not by Experian. I have written them 4 letters over the last 4 months, and sent them copies of my TU and Equifax file, along with a payoff letter ...
This report concerns the way that Experian "verifies" or "validates" the accounts that are listed on credit reports. I have repeatedly sent in a dispute concerning a collection company that has violated several sections of the FDCPA and have shown that this company Data Line ...
Experian has listed one of my addresses as a P.O. Box in a town I never even lived in. I never had a P.O. Box in my life. I contacted the post office in said town to see if they had my name listed as having this P.O. Box (thinking maybe it was another case of identity fraud). They told me that not ...
I have been attempting to restore my credit after experiencing some bad times in 1999 thru 2000. Now that I'm back on track, current with all my credit accounts and a new mortgage, the THREE major credit reporting agencies will not stop giving out bad incorrect information thereby denying me credit ...
I check my credit every year or 2 with all 3 major credit bureaus. The state of Georgia allows you two free reports a year from each of these companies. That is why I don't understand everyone offering to check your credit for you at a price. You can do this yourself for the price of a stamp most ...
I received a copy of my credit report and found a couple accounts that was in question. I wrote Experian to ask for an investigation of these two accounts which said they were opened in 1995 and date of last activity 2000. These accounts do not belong to me and they said accounts would remain and ...