I am constantly having to call Orchard Bank regarding charges by affiliates of theirs ie: HSBC Daily Discounts, American Leisure, EZ Saver... in spite of my insistence that I did not authorize these companies or charges, they simply say "well, you must have or they wouldn't have been ...
Several days ago I paid my my bill online in the amount of $468.36. Orchard Bank is holding this payment from my available credit.in the two years since acquiring this card, I have never missed a payment nor been late on any payment.in fact this month alone I made payments to my account in the ...
I have been an on-time-paying customer since 2005 and this year they bumped my APR from 12% to 28.5%. Look, I filed bankruptcy in 2005 and I had no illusions about my credit situation so I immediately got an account to help me re-establish myself. This card has helped me greatly but I feel this APR ...
THE orchard bank charge me for more than 8 times with in a month. 3 times late fees which is $30 each time, 2 times chek by phone fee $15 every transaction, 3 times over the limit fee of $30 each time and 1 time for the statement copy fee of $2.98. Emagin this, i did not even requist my billing ...
I had this card for two years with my payments on time and no increase. I was charged over the limit fees for being $1 over the limt. ...
I have had 2 orchard bank accounts. I closed the first one because orchard increased my interest rate from 12% to 29.99% after I was one day late and that day was a holiday. I had never been late before. I had a second card from them at the same time as I had the first card. I had never authorized ...