I called to increase my credit limit and was told there would be no charge. I opened my next bill and there was a $20 Misc. Finance Charge listed on the bill that covered the increase. I called and spoke to one customer service person and one supervisor. I was told, that even though their employee ...
When I went online to double check my available credit I saw that we were over our limit. I knew we were close to our limit but certainly not over the limit. The bill was due on May 11th, which was a Sunday and I paid the bill online on Friday or Saturday, I don't remember which. When paying it a ...
I too have a Orchard bank card through HSBC as well as a household card through the same company. I started my accounts about 18 mos ago Orchard card started at $3000. This all after a BK which orchard did not help me re-establish my credit first premier did, with a very low credit limit. This is ...
I had a balance of 372.72 as of the 7th of April. On that date I paid the full amount and I saw no other transactions listed, and I have not used the card for months. I just recieved a wonderful statement that I owe 68.00 which included a 30.00 transaction fee/debits and a 30.00 late and finance ...
I appreciate that Orchard Bank gave me a cc after bk and was very pleased with the 14.9 apr. Now after receiving 4 other credit cards, making sure to pay all of them on time, i realize that Orchard has raised my apr to 29%. Why? Don't know. I have received notices from the other cc companies that ...
I have been a customer of HSBC bank for the last seven years. I have never missed a payment and have never been late for my payments. Few months ago and without any prior notice they raised my APR to 30%!! The company has refused to give me an explanation and has refused to adjust the ridiculous ...