I appreciate that Orchard Bank gave me a cc after bk and was very pleased with the 14.9 apr. Now after receiving 4 other credit cards, making sure to pay all of them on time, i realize that Orchard has raised my apr to 29%. Why? Don't know. I have received notices from the other cc companies that they raised my limit and thanks for being a good customer. I requested again that Orchard reduce my apr. Thet state that the 29% apr is the only one availible. How can that be when they state my cash advance apr is only 22%. What a rip off. I just want to pay the card off and let it sit. It's worth the $59 just to show I've established myself after bk.in a few more years when my fico can stand it I'll close it. Again, what a rip off.
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