This company claims to have free on-line billing, however, when you pay your bill on-line, they take 2 to 3 business days to post the payment to your account. Then they slap a late payment fee of $29. To your account if payment is applied after the due date. When you call them on the phone they ...
A year ago My husband and I received a credit offer from household mastercard and we accept it, for three month we never used it, and we received a bill for $59.00 each. When we called. They tell us this for the anual fee, we figure since we paying, we my as well used our cards. Our minium payment ...
When I applied I understood that a higher interest would be charged but that i would be eligible for an increase and/or a better rate after 6 mos. Yeah whatever! After a year they still would not consider a lower rate 18.99% I might add so I applied to a different company with less than half the ...
I have had this card for over 2 years, have asked numerous times for them to reduce the rate, currently 18.99%, have always made my payments on time but the balances never goes down. They decline to lower the rate and they also want to charge a fee of $59 to give a limit increase, what a crock. So ...
The (Orchard Bank Card) was issued to me about 2 years ago. I don't remember ever applying for this card. It just came in the mail. The limit was $300. After a short period and very little use I paid off the small balance and cut up the card. They were notified and the account was closed. This was ...
I received an Orchard Credit card in the mail. I cut it in two and threw it away. They have been harrassing me via snail mail and telephone calls, constantly. I have reported all this to the Comptroller of the Currency. They have an alleged balance due of $90.29 and I have never used this card that ...