When I applied I understood that a higher interest would be charged but that i would be eligible for an increase and/or a better rate after 6 mos. Yeah whatever! After a year they still would not consider a lower rate 18.99% I might add so I applied to a different company with less than half the ...
I have had this card for over 2 years, have asked numerous times for them to reduce the rate, currently 18.99%, have always made my payments on time but the balances never goes down. They decline to lower the rate and they also want to charge a fee of $59 to give a limit increase, what a crock. So ...
The (Orchard Bank Card) was issued to me about 2 years ago. I don't remember ever applying for this card. It just came in the mail. The limit was $300. After a short period and very little use I paid off the small balance and cut up the card. They were notified and the account was closed. This was ...
I received an Orchard Credit card in the mail. I cut it in two and threw it away. They have been harrassing me via snail mail and telephone calls, constantly. I have reported all this to the Comptroller of the Currency. They have an alleged balance due of $90.29 and I have never used this card that ...
First of all if you have to pay for a card, run!!! I have had my card with orchard for a year now and the suck big time. I called my payment one time over the phone with a check and the said it would post that same day at midnight. Well it didn't. So when I received my bill i noticed that they ...
Upon receiving my monthly statement I was over the limit. When I looked at my charges they were two for $29. One for over the limit, and the other for insufficent funds fee. When I called them up they also told me that another $29 fee was added because I was ten days over the limit from my last ...