Three months ago I recieved a letter stating my finance charge would be raised to 27.99% or higher due to changes in my equafax report. I went online and checked my report and saw the only changes were for the better, not worse. I have an excellent payment record with this company as with my other ...
In march Orchard Bank approved me for a credit card! When I received the disclosure notice stating that the apr would be 14.9%, and that the card would carry a $72.00 annual fee! Well, that changed my mind real quick! So, I never activated the card since I had just gotten approved with HSBC! The ...
Everything bad you read about this company is TRUE! Their fees are OUTRAGEOUS and not warranted. I believe the only reason they lend you money is to then assess late charges, over limit fees, interest and insurance. I've had to call 3 times for them to get my address correct!!! I can't believe the ...
Let me start by saying I have a monthly charge from a company called MainStreetSavings Bank which I have automatically billed to this credit card. Last month my husband called them and had them transfer the charge to another credit card. That being said, I got my bill from HSBC for my credit card ...
We have had this card since January and have made one payment for $30.00 that was credited to the account and one payment for $200.00 that was credited to our account. All of a sudden a month and a half later the one payment is credited for $15.00 and the other is not credited at all. We have ...
A warning if you are an Orchard Bank Card user: They are in the process of hiking their rates without justification. My rate is jumping to around 28% for no reason. Three months ago, they sent me another approved card with zero interest until 1/07 that will then go to 13%. The same credit rating ...