Reposession at 41 days past due!
As I am writing this (July 31st) I am only 41 days past due on the June pmt due to commission only job and slow earnings in previous 2 mos due to mortgage law changes.
In less than 2 weeks (Aug 13th), I will have enough money to bring the account current, and possibly make an additional payment, but they would not work with me. When I get paid August 13th, I will not even be 60 days past due, yet they want to repo my car!
I spoke to Chip Rorie X 1454 and his supervisor Chuck Russell x 2890 - they would not work with me. I even offered to do a check over the phone to post on my payday!!! Again, I would not even be 60 days past due.
They would rather repo the car, sell it for less than what's owed, and lose money. I would have a default against me. Seems like everyone would lose!
As a consumer I would not have an opportunity to catch up my payments, needless to say again, I will not be 60 days past due when I get paid.
Today (July 31st) I also received my 1st written correspondence from Transouth that they have to have payments by July 28th!
Thank God my parents were able to help me out and I will pay them back on Aug 13th, but this is RIDICULOUS!!!
41 days past due and they want to reposess my car!!!
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