I seen the commercial on TV for the 'take over payment network'. I decided to call for thier pre approval because my credit is bad and they claimed they could help people with bad credit. I called and applied and the 'take over payment network' ask me if they could run my credit... I said "yes". A few minutes later the lady came back on the line and said my credit met thier criteria and a dealer would be calling the next day.
This is where Bob Watson Chevrolet comes in. A salesman named "Jimmy Cysco" called me and said he had me approved with a major lender with a good interest rate. He gave me directions to get to the dealership and I was suppose to meet him at 3pm (he was suppose to be there until 7pm that night). As it turned out I got lost because he gave me the wrong directions 3 times. I called back mad and asked to speak with someone that could give me proper directions which I finally got. I got to the dealership about 3:30 pm and Jimmy was no where to be found.
Another salesman took Jimmy's place and looked at my credit and said "we wont be able to get you financed" I was pissed because the financing was suppose to be already approved. He said no bank is going to finance me with my credit but he tried anyway and I was turned down by all their lenders. He asked if I had a co-signer I said "no". He said wait a minute and he would be right back.
I then went outside to have a smoke and I witnessed 2 salesmen swearing at each other and telling each other to get f*ed and calling one another motherf*ers. I could not believe my eyes and ears. This is suppose to be a business and these people should be professional.
I went back in and had a seat and waited a few more minutes. Here come the salesmen with some other guy and this other guy started hounding me about having a co-signer. I told him several times I didnt have one but He could not get that through his thick head.
Finally I said. "I was told the financing was already approved if it isnt I am leaving. If you cant do it, you cant do it. Simple as that" I then got up and walked out.
A. Valparaiso, Indiana
U.S.A.
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