I went into this dealership in december. When my credit was checked, I was told I would need a co-signer. I called my mother in law and she gave the info over the phone to the salesman. He then proceeded to sign her name on the credit app.
Fraud #1. We were told we couldn't take possesion of the car until she signed the papers and since she was out of state they would fed-ex them to her and would call us and let us know when it was all done. 3 weeks pass and they finally let us take the vehicle. When we finally picked up the car we asked if anything needed to be signed they said no.
Fraud #2.By having another person buy a vehicle for someone else is called a straw purchase something I have never heard of, and is a type of fraud. This was not done with our knowledge as far as we knew she was a co-signer.
In April I was involved in an accident, when I notified the finance company, they informed me my name was not on the vehicle and they wouldn't release any info on the vehicle to me the person who had been making the payments.
They now have repossessed the vehicle and are trying to make the dealership pay off the loan. But the repo is still on my mother in law's credit. And now we have put over $3500 into this vehicle and are getting none of it back and now have a repo on our credit, and no car.
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