Copy of letter I sent to them most recently about this: PLEASE READ THE FOLLOWING CAREFULLY AS YOUROFFICE HAS SHOWN NOTHING BUT INCOMPETENCY REGARDING THIS MESSAGE. Please also notethat any information contained herein, or provided by you will be provided tolocal and/or federal agencies for further investigation including yourresponse, if necessary. You may contact me within thirty (30) daysof your receipt of this letter using any of the contact information below. I found your response to my written andtelephone communication to be most inadequate. As I am sure you are aware, as afurnisher of credit information, Ford Motor Credit Company is obliged underfederal law [FCRA 2004 Section 623.1] to provide accurate consumer credit informationto credit bureaus. As your office has confirmed in writing, it has been awareof inaccuracies caused to my account since September 19. I feel that I have been more than generouswith my patience in allowing sufficient time for your office to correct theseerrors with the below mentioned credit bureaus. ASDISCUSSED on May 14 with Ruben with employee ID #FCRXL51 of Ford MotorCredit Company by telephone, I have asked again that this account be corrected. Ruben mentioned to me in a very factual basis no one has ever shown on your credit report other than you, the soleborrower. I DO NOT APPRECIATEthe rude character, attitude and lack of competency by Mr. Ruben as referencedabove, or your office. The following reports are attached again herein, confirming the error. Similar reports were prepared and sent to your office in2007 and 2008. TransUnionLLC ExperianInformation Solutions, Inc. Equifax, Inc. Each of these three bureaus has providedwritten information that no effort by Ford Motor Credit has been made tocorrect these errors. During my initial pursue to have theseerrors corrected in October of I was instructed by a Ford Motor CreditCompany representative to withhold my payment until this error was corrected. Ithen subsequently received a 30-day late reporting to my credit report. I have no other late payments on this orany other credit / mortgage account. Furthermore, i am the sole borrower on allmy credit / mortgage accounts; as i have attested numerous times, this reportingmakes no sense. Therefore, on this day: May 19, Ihereby demand that the following changes be made: 1) MY ACCOUNT, AS DESCRIBED #038932858 TOBE LISTED BY FMC AS INDIVIDUAL. 2) 30-day late reporting on the abovereferenced account be withdrawn within thirty days (30) of your receipt of thisletter. 3) reimbursement for costs associated withthis claim and financial injury incurred as provided by the fair debtcollection practices act (fdcpa) if applicable. I am sending this letter as a request thatyou prepare my file for state review so that the applicable state and/orfederal offices may review my information in a timely manner. Please again notethat any information sent from your office may be used in such investigation. Thank you, william hamilton arthur iv
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