This company is THE ULTIMATE FRAUD AND SCAM, so called auto finance corporation. It is really amazing to me that companies like A-L Financial are allowed to stay in business. I purchased a vehicle from a little mom and pop type dealership in Cypress, California, (or at least I thought I purchased it!) I gave the dealership my money down and all of the information that was requested on the faxed approval sheet that A-L sent to the dealer.
About a week later I received an angry telephone call from the dealership stating that A-L Financial had not funded the loan (not paid them) and I had to return the vehicle. That same day I received a contract in the mail from A-L Financial stating that they had purchase the loan and what the loan terms were, alone with a payment coupon with a payment amount and due date on it.
I contacted A-L Financial's Santa Ana, California office to inquire about this situation and I was told multiple things by at least five different people, mainly dealing with additional information they would need before they could fund the loan. Another week has gone by and A-L still has not funded the loan and I continue to receive request for information and documentation that I have already provided to this INCOMPETENT company.
These are the kind of business practices that should be investigated be federal authorities, but its like everything else these days, NOBODY GIVES A DAMN. Stay away from a-l financial corp., they are the worst of the worst.
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