I applied for alot of car financing places on Wed. 07.16.08. I was notified Thursday 07.17.08 that I was guaranteed a auto loan and all I had to do was go to national auto finance to verify my identity and I would be able to leave that day with a car. I get there that evening at 4:30pm and it was a very run down dirty place! I really wanted a car so I continued to go in and ask for Eric Simms... A tall caucasion dude fairly handsome! Well, he was very kind and really seemed interested at first. I told him I already have been approved and I was to just come and prove I am the one who applied online and get the car. He has me fill out this application and I told him I already did a credit check so Id on't want to do it again. He tells me he won't and just needs a hard copy. He leaves the room and returns 15 minutes later and I hand him the paperwork and then he leaves again for 10 minutes and comes back talking about my bank that has financed me requires 22.34% interest rate for 72 months and wants me to make payments of $700-800/month. Then he told me I could find a creditworthy person to sigh with me and he will just be on there for 14 months and everything would be fine. I asked if he had to be there to fill it out and he said no, just call him and get minor information like ssn and DL # and he handed me the paper then left again for 10 min. Then another guy comes in and I see Eric running around outside working with someone else and this new guy is telling me I could get car notes $2000 a month or put a large down payment down. I told him I was already approved for $0 down so "NO" he continues to try to tell me to do so or he can help me. I said that was fine and I want to talk to Eric. He leaves and returns 15 min. Ater and basically begs me to give $100 today. I said no and get Erik. Erik comes around the corner saying they were really busy today, mind you I am a customer too! He then tells me I am guaranteed a car and everything went through fine and I have to have my cosigner here to sign. I told him the lady said I would be able to get the car today and he said no... It's too late and all the banks were closed but I have to give him $50 to hold the bank loan open and it will be refunded. Well I am really hesitant and I do so! He said come back tomorrow (Friday 07.18.08) sign the papers and get the car... And he will call me. Ha! That never happened... It was now 10:15 am and I contact the company and ask to speak to him and they said he wouldn't be there until 12:15pm. They gave me his cell phone number so I called him from my work number, which has an ext., and left a message. There was never a returned call so I proceeded to drive there at my lunch break with my cosigner and I call again now 1:14pm and he said the paperwork wasn't ready and it wouldn't be ready for another 4-5hrs. I told him I have to do it today, my co-signer was going out of town and he told me to wait until Monday for sure. I was livid and he ends the statement saying that my $50 has not been charged on my credit card. Finally, today is Monday, I was so excited and I waited and waited at work for his call. There was no call and my co signer said he would be ready after work. So before I got off at 4:30pm I called the company to inform them of me coming and Eric gets on the phone and says I LOST THE LOAN... I asked if he was serious he said I lost it because all the places I tried to get financed before them all of sudden messed my credit up and I lost the loan. I am so upset! They didn't want to work with me because I was young and a female. I have been scammed and robbed $50 plus all my personal information and they have a copy of my credit card. Please... Never trust this company and do not get taken advantage of like me!
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