Complaint / Review
Geico Auto Insurance
Geico Indemnity Company ripoff drop the policy contract when they wanted to but meanwhile still take my money

Geico indemnity company had the auto policy contract with me for over 2 years, i have always paid my bills, there was times i was late for the payment, but i always paid, i guess that's why they still do business with me, otherwise they would drop me long time ago.
At the end of december of i have received new policy contract from geico for the year of 2006. And the payment date always is the 18th of everymonth. I have set up the payment dedut from my checking account directly. On the date of 2/11, i received letter from Geico, telling me that they have not received my payment yet, if i have already sent the payment, disregard this letter, if not, please send my payment.

So, i contacted them on the date of 13 of feburary, and all of these report have writen statment to proofed them. When i spoke to one of the representative on the 13/2, she told me i was being canceled, i was so angery why they did not notified me, and of course they said they did. However, she said they have no problem to put me back on the policy, and i gave them my checking account number again. From the report i have received from geico stats that they kept switching the effective date of my policy, from the 13th t0 14th, then to 15th and 16th untill 17th. That made me do not understand how can a insurance company can just changed the policy date when they wanted to.

Now, the truth reason is, the 15th of feburary, my vehicle had gotten towed and smashed, and geico has tried their best to walked around that date to avoid the claim for that incident.

Can someone tell me that is that legal for a insurance to change the date of policy when they wanted to change. From 13th all the way to 17th. Then they can say, i don't have coverage on the 15th, so they are not going to cover anyting happen on the 15th. When i called them ask them why they kept moved the date behind, the answer was they did not got my checking account number right, what a joke, commen sence, anyone didn't get pay with a wrong checking account number, they will call for the correct one at once, am i right or am i just crazy?
It just so clearly that geico, did a good job on how to avoid their responsbility to a small civilian's auto policy.

Geico, what a big ripoff you are.