Americredit gave us a 60 month new car loan at a very high interest rate 28.9%... We financed 19K on a 60 month term at $527.00 per month. My wife and I got sick and we had 7 deferments in which we had to pay deferment payments of around $200 plus per month. Now I am finding out that they have added an additional 7 payments of $527.00 and also included some sort of ballon payment.
I am now on our last 2 payments and have asked them for over 3 months to send out a printout as we have disputed their payoff amounts. For over 3 months I have gotten the run around and no payment history. It seems they have not credited with payments, inserted other fees without full disclosure, and most of all not disclosed what the heck they are doing. Now they will probably try to reposess the car after 65 payments... Can anyone help me???
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