On October 02, I contacted Wells Fargo after my card was declined for the purchase of a $1.49 hotdog.
I investigate this and discovered that Wells Fargo had cleaned out my account and assessed me a fee of $12.25 to do so|. Basically, Wells Fargo charges ridiculous and abusive fees in exchange for their computer system being authorized to transfer funds from one account to another. They call this Overdraft Protection;. If questioned about this, they will tell you that you can cancel it but you would automatically assessed $35.00 overdraft fees even if there are enough funds to cover the charge in another account associated with the primary account;.
I ask Wells Fargo to refund $12:. 25 back to my account and they refused. They said I could cancel the overdraft protection and get a refund of $6.00. This is little more than an insult. I was very upset and I began to research the situation. Apparently, Wells Fargo Bank has a proud history of stealing from their customers. I would agree with this statement because they have stolen money from me regularly since I began doing business with them. Their use of fees is
nothing short of theft. With Wells Fargo, there is really no way to know what your true balance is because their systems provide a look at your balance at the moment.
Moreover, Wells Fargo will tell you that you can either pay them to transfer your funds from one account to another or you can pay them $35.00 in overdraft fees, which are assessed at their convenience, for not allowing them the right to charge ridiculous fees for their computer system to move fees from one account to another.
When posting information on sites just like this one, Wells Fargo employees frequently rudely respond to posts by ridiculing the poster. The last post I placed on here contained a response from a poster who nearly quoted me my account balance, while telling me all about Wells Fargo policies. This same poster told me to withdraw my funds from their bank and bury the money in my front yard. This type of attack is very common among far right-wing republicans who love money and hate people.
These attacks amounts t little more than a crude attempt by Wells Fargo to further attack somebody they have already victimized. As I have seen this in most of the posts about Wells Fargo, I can only assume this is a common, condoned corporate-sponsored retaliatory process.
I would advise anybody and everybody to avoid doing business with Wells Fargo. They are a collection of corporate thieves.
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