Hi.
I am complaining against Wells Fargo Bank
Wells Fargo Bank has a policy that it is charging too much money on fees.
This is my case:
I had been banking with wells Fargo bank for almost 10 years; I opened a new account about 4 months ago.
This is the problem:
Wells Fargo is placing a hold on each check that I deposit and they will not relist the funds until 11 business days after, by the time they relist the money, I already over drafted a few times and Wells Fargo bank is charging me $35.00 for each time I overdraft. Within 4 months Wells Fargo already charged me almost $2,000 in overdraft fees plus I am paying $25 dollar more for every check I am getting return because non sufficient funds.
I cannot pay my house, my credit cards, my cars payment and a few other payments because by the time wells Fargo relist the funds I am already past due and this is costing me a lot of money.
Wells Fargo is doing this just to charge their customers the fees not to protect their company because wells Fargo does not take 11 days to collect the funds.
It only takes 2 to 3 days to Wells Fargo to collect the funds why are they keeping the money for 11 business days?
I am so frustrated that the last time I got out of that bank I want it to die because I was so powerless and the managers at the branch wont do anything about it because if they delete the hold or relist the funds, they can lose their jobs.
I think wells Fargo is over charging its customers so they can make more money.
Please help me. I do not know what to do any more.
Thanks for your help
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