I am complaining about the new practice of charging overdraft charges on debit card purchases.
Debit card purchases are deducted from your account in a pending authorization status. Meaning that this amount is debited from your account and do not take away from your actual purchase amount until the merchant transmits their batches of transaction be it that evening of closing or even up to 10 days depending on the merchant.
US Banks new thing is to using these pending transaction and if they create a temporary overdraft situation on your account you are being charged an overdraft fee on that amount even if that purchase takes up to 10 days to post. This I feel is illeagl and if someone can prove it to me other wise I'm moving my account and if someone files a class action suit on them, count me in.
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